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58 TOOLS / 194 GUIDES
NEW ×194 State Health Insurance Mandates 2026
Free calculator · runs in your browser · nothing is stored

Severance Package Calculator

Compare the offer against a tenure-based multiplier, add benefits continuation, and see the delta you are negotiating for.

Your inputs

Result

Offered severance

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Target severance

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Delta (what you are negotiating for)

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Tenure benchmark at that multiplier

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Benefits continuation value

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Numbers are estimates from the inputs you typed, not financial, tax, or legal advice. Rules vary by state and by your written plan, and the paired guide carries the sourced detail.

Worked example on the page defaults

Starting from the values this page loads (Years of service = 5, Weekly pay ($) = 1800, Weeks offered = 8, Weeks you want = 12, Weeks per year of service = 1, Benefits months requested = 3, Monthly premium ($) = 600), the calculator reports: Offered severance, Target severance, Delta (what you are negotiating for), Tenure benchmark at that multiplier, Benefits continuation value. Change one field and every line updates on your device; nothing is sent to the server, and the result feeds the paired generator with the fields already typed.

Unemployment & Severance Offset: Filing order changes the outcome: in New Jersey, signing a separation agreement can reclassify a layoff as voluntary leaving, so file first. Where severance is allocated, availability duties pause for the covered weeks and resume after.

Read the window for your state and confirm the current text with the agency named on the page: California Severance Offset, Colorado Severance Offset, Illinois Severance Offset, all 50 state pages.

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