401(k) Loans & Separation: The Offset Trap
US 401(k) loans at separation: offset deadlines, taxable distribution math, loan suspension, Roth rules, and the plan terms that cost the most.
Break in Service: Pension & Vesting Restart Rules
US pension and vesting rules after a break in service: one-year breaks, benefit restart, 401(k) match continuity, and the plan terms that reset your clock.
US Employee Exit Checklist: COBRA, 401(k), PTO
Leaving a US job checklist: COBRA 60-day window, 401(k) vesting, FSA spend-down, state PTO cash-out, final pay deadlines, and W-2 records.
State Health Insurance Mandates 2026
State health insurance mandates for 2026: employer coverage rules, surcharges, small-business thresholds, and COBRA state layers.
Layoff Cash Plan: The First 30 Days
30-day money plan after a US layoff: severance sequencing, unemployment math, COBRA vs ACA, minimum payments, and protected assets.
US Layoff Selection: How Rounds Pick People
How US layoff rounds select: LIFO seniority, scope and skill maps, performance history, remote-team exposure, and the data that decides who is cut.
The First Week After a US Layoff
Day 1-7 layoff checklist: separation wording, severance reading, COBRA clock, unemployment filing window, reference locking, and launch order.
Nonresident Alien Tax Exit: Leaving a US Job
Tax steps for nonresident aliens leaving a US job: ITIN, treaty exemptions, state exits, W-2 final pay, and refund filing deadlines.
Relocation Gross-Up: Taxable Move Benefits
How relocation gross-ups make moving pay taxable, gross-up math, reimbursement plans, and negotiation tactics before you sign.
Resigning From a Remote Job: Equipment & SSO
Remote resignation logistics: equipment return, SSO cutoff timing, final pay address, personal data extraction, and the dated record that protects the exit.
US Separation Agreements: Clauses You Can Strike
Separation agreements after US exits: release scope, non-disparagement, reference language, garden leave, cooperation clauses, and the ADEA windows.
US Separation Documents: Wording That Protects You
The separation document controls unemployment, references, and benefits. The exact wording to demand: layoff vs resignation, rehire, dates.
Resignation Letter Formats & Rules (US Guide)
Five US resignation letter formats: standard 2-week, immediate, medical, relocation, and counteroffer decline — rules, tone, timing, and free generators.
The 60-Day Exit Plan: Preparation Before Notice
The 60-day pre-resignation plan: quiet search, reference locking, record extraction, financial runway, and the offer-before-notice order.
How to Write a Two-Week Notice (Guide + Template)
US two-week notice guide: what the law requires, the 5-part letter structure, wording that preserves references, and a free instant generator.
WARN Act Damages: The Per-Day Math & Class Actions
WARN damages in the US: back pay + benefits per violation day, 60-day calculation, class action patterns, employer defenses, and mini-WARN leverage.
Plant Closure WARN Checklist: The 60-Day Timeline
A plant closure WARN checklist for workers: the 60-day notice rule, mini-WARN states, severance triggers, and unemployment filing timing.
PTO in the US: Accrual, Rollover & Cash-Out
PTO systems: accrual vs front-loaded, use-it-or-lose-it legality, unlimited PTO traps, state cash-out mandates, and offer negotiation points.
Final Paycheck Laws by State (PTO Cash-Out)
Final paycheck deadlines by state: CA immediate pay, CO 6 days, PTO cash-out mandates, wage claim steps, and resignation date paper trail.
Mini-WARN States: 60-Day Notice Rules
State mini-WARN laws beyond federal WARN: CA, NY, NJ, IL thresholds, damages, and the notice your employer must send.
PTO Before Quitting: Cash-Out & Denial Rules
PTO strategy in the final weeks: front-loaded forfeiture, PTO denial during notice, payout by state law, and the exit order that protects accrued time.
State PTO Laws 2026: Mandates and Deadlines
State PTO laws in 2026: accrual mandates, payout rules at exit, payout deadlines, carry-over caps, and employer policy compliance checklists.
US Wage Claims: Filing with the State Labor Agency
Unpaid wages, overtime, late final pay, PTO cash-out: the exact state wage-claim process, the deadline math, penalties, and the evidence that wins.
The 30-Day Exit Calendar: Notice to Last Day
A day-by-day US exit calendar: resignation letter, notice weeks, records downloads, handoff, equipment, final pay, and the last-day message.
The US Exit Interview: Scripts & Traps
Exit interview strategy: what to say, what never to say, how the record feeds references and unemployment, and scripts for the final week.