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NEW ×194 State Health Insurance Mandates 2026
Protect The Reference · US 2026 Workplace Verified

Exit Interview Response

Say the useful things, keep the tone factual, and leave with a neutral reference on file.

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Deliver the news in person (1-on-1 script)

US rule: speak with your manager directly before sending formal emails.

Starting the meeting: "Thank you for sitting down with me today. I wanted to share that I have decided to pursue a new career milestone, and my last day will be November 24, 2026. I wanted to tell you personally and thank you for your support."
Handling a counteroffer firmly: "I am deeply flattered by your faith in my contributions, but this change is centered on my broader trajectory rather than compensation. I am 100% focused on training the team and finishing key deliverables."

Read the Expert Guide

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    A 401(k) loan turns into a taxable distribution at separation: most plans require full repayment within 60 days of termination, and unpaid balances count as income plus an early penalty if …

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    The 409A valuation sets your option strike price: valuations update every 12 months, and the audit trail (grant dates, valuation dates, sales, and plan terms) decides the tax treatment. Kee…

  • ACA Special Enrollment: 60-Day Windows

    ACA special enrollment opens 60 days from the life event: coverage loss, marriage, birth, move, and job changes. The 30-day change notice protects subsidies, and Medicaid jumps when income …

  • Break in Service: Pension & Vesting Restart Rules

    Most plans treat 12+ months away as a break: pension accrual restarts, seniority resets, and some plans re-grade vesting from zero. Return within a year keeps continuity in many plans — the…

COBRA & State Mandates 2026 COBRA & State Continuation Laws COBRA, FSA & HSA: Paying Premiums COBRA vs ACA Marketplace: Subsidy Math COBRA Premium Math: 102% & Family Comp Records for Loans, Rentals & Visas Comp Records After You Leave: Pay Proofs Workers' Comp Settlements: Lump & Structured

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Frequently Asked Questions

Does the exit interview help me?

It protects your reference and creates the paper trail. Keep it factual, one theme, no grievance list. The exit interview guide (/guides-exit-interview.html) shows the four document points.

What should I refuse to sign?

Anything you have not read, and release language broader than the package you are receiving. The separation agreement guide (/guides-separation-agreement.html) lists the clauses to read first.