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58 TOOLS / 194 GUIDES
NEW ×194 State Health Insurance Mandates 2026

New York: Job Exit Rules & Benefits Checklist

Five rules decide what you are owed when you leave a job in New York: when the final check is due, whether accrued vacation is cashed out, how long you can keep health coverage, what severance does to your unemployment weeks, and whether advance layoff notice is required.

Final Paycheck Timing

Pay is due on the next regular payday.

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PTO & Vacation Payout

Payout follows your written policy, plan, or contract; the handbook language controls the outcome.

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COBRA & State Continuation

Federal COBRA gives 60 days to elect from the date coverage ends or from the notice. Employers under 20 people often fall under state continuation law, and some states extend coverage past 18 months.

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Unemployment & Severance Offset

The state divides severance across weeks at your weekly wage: benefits are barred for the weeks the payment covers.

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Mini-WARN Notice Rules

A state advance-notice statute requires notice of a mass layoff or plant closing: 60 days in most mini-WARN states, 90 days in New York, with per-day damages for a shortfall.

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Run the numbers before you write

Sourced guides for New York exits

Rule pages here summarize windows and categories. The guides carry the citations, the dates, and the filing detail. Confirm with the state agency before you file.

Every row on this page is a rule category, not a citation. Checked against official pages in this build: CA, NY, NJ, WA, FL, NC, ME, MN, VA, TN, IN, WV, AK, AL, DE, HI, ID. Graded from reported sources and needing a fresh agency check: CO, IL, MA, TX, OH, GA, MI, DC, CT, NV, AZ, WI, OR, PA, IA, KS, KY, LA, MD, MS, MO, MT, NE, NH, NM, ND, OK, SC, SD, UT, VT, WY, AR. Confirm with the agency named above before you file.

Compare with the other states

Interstate moves change two things at once: the state you file unemployment in and the state that enforces your final check. The severance offset rule you get depends on where you file, not where you worked.